Payment security

Cardinity Certified as a PCI-DSS Level 1 Service Provider

2021 January 5 Payment security

Cardinity, a credit and debit card payment processing service provider, completes PCI-DSS (Payment Card Industry Data Security Standard) Level 1 Service Provider Certification. Transitioning from PCI DSS Level 2 to PCI DSS Level 1 requires a lot of preparation and resources. As Cardinity complies with the rigorous PCI standard, online merchant using Cardinity services can be ...

update to cardinity api

Major Update to Cardinity API and Launch of 3D Secure 2.0

2020 October 5 Integration Payment security

We would like to inform you that Cardinity is currently working on the API update and the implementation of the new 3D Secure 2.0. According to the European Council requirements for  Strong Customer Authentication (SCA), some necessary changes are imposed on the payment industry. All payment processors must comply with the new EU regulations and ...

fraud notifications vs chargeback notifications

Fraud Notifications vs. Chargeback Notifications: Need-to-Know

2020 October 2 Chargebacks Payment security

Fraud and chargebacks are often directly related, as chargebacks may be caused by fraudulent activity. However, they do not necessarily come together. This blog post will help you understand the difference between fraud notifications and chargeback notifications and know when you may receive one or the other. What is fraud? In the financial industry, fraud ...

Signs of ecommerce fraud

6 Signs of E-Commerce Fraud You Should Recognize

As the number of online shops and online sales volumes have grown exponentially since the beginning of the COVID-19 pandemic, fraudsters have also become more active. There has been a significant increase in friendly e-commerce fraud, phishing activities and identity theft. Therefore, merchants should be very cautious and monitor orders carefully. Just by tracking customers’ ...

3D Secure 2.0

How 3D Secure 2.0 Ensures a Frictionless Experience

More than 15 years ago 3D Secure was first deployed by Visa with the aim to prevent unauthorized transactions. Now we look forward to its improved version – 3D Secure 2.0 or also called EMV 3-D Secure. EMVCo, an organization formed by American Express, Discover, JCB, Mastercard, UnionPay, and Visa, developed the 3D Secure 2.0 ...

How to protect your online shop

How to Protect Your Online Shop? 11 Crucial Steps

As an online merchant, you are supposed to ensure your customers’ data protection when they are making payments in your online shop. As more buyers tend to purchase goods and services on the internet, more possibilities of cyber crime appear. Your responsibility is to take all the necessary measures to protect your online shop, prevent ...

Why SSL a must

Why Is SSL a Must for Every E-Shop?

2018 October 19 Other Payment security

Millions of people worldwide prefer buying goods and services without stepping out of their homes. The number of e-сommerce websites is constantly increasing as well as the need for secure online card payments. E-shops are not difficult to set up, but every seller has to deal with the challenge of ensuring data protection and winning ...